Terms & Conditions

This Website (which bears the domain name "www.wismaonline.com") is owned managed and/or operated by Macquarie Pacific Star Property Management Pte Ltd ("MPSPM"). Please note that access to and the use of any information, services or materials including text, graphics, links or other items found on this Website is subject to the terms and conditions set out below (the "Terms of Use"). By accessing or using this Website, you acknowledge your agreement to be bound by the Terms of Use. If you do not agree to be bound by the Terms of Use, please do not use this Website.

General

Information and data found in or published by this Website (the "Content") is derived from sources MPSPM considers to be reliable. MPSPM may also provide certain services through this Website (the "Services"). However, MPSPM does not: i. warrant the accuracy, reliability, correctness or completeness of the Content; ii. make or give any express or implied representation, warranty or condition, as to the results to be attained from the use of the Content or the Services; iii. make or give any representation, warranty or condition that the Content, the Services or Website will meet your requirements, or will be uninterrupted, timely secure, or error free; iv. make or give any warranty or conditions that defects in any software utilised or provided in conjunction with this Website will be corrected; v. make or give any express or implied representations or conditions, whether express or implied, are hereby excluded. MPSPM expressly disclaims any liability for the errors or omissions in connection with the Content, the Services or this Website.

Intellectual Property

All intellectual property rights (including copyrights, trade marks and other similar rights) to all materials and information (including pictures, graphics, text, page headers, buttons, images, animated pictures and sound) found in or published by this Website are owned by or licensed to MPSPM, its service providers and/or professional advisors. Save as provided below, you may not reproduce, retransmit, disseminate, sell, distribute, publish, broadcast, circulate or commercially exploit any part of this Website or the Content in any manner without the express written consent of MPSPM.You also acknowledge that this Website, including but not limited to the text, content, photographs, video, audio and graphics thereon, has been specially designed by MPSPM for presentation in a unique format and appearance (collectively "Look and Feel"), and that such Look and Feel is the subject of copyright or other applicable moral or intellectual property rights.

Permission is granted to electronically copy and/or print hard copies of pages from this Website solely for your own personal non-commercial purposes only. Any other use of this Website or the Content is strictly prohibited, unless the written permission of MPSPM is first obtained in writing.

Restrictions on Deep Linking and Framing Activities

MPSPM is concerned about the integrity of this Website when it is accessed in a manner solely determined by third parties or viewed in a setting solely created by third parties. Specifically, MPSPM is concerned with activities such as linking to an internal or subsidiary page of this Website that is located one or several levels down from the home page of this Website ("Deep Linking") and incorporating any part of this Website as part of your own web page ("Framing"). In this regard, without limiting the provisions contained herein, you must make a specific request for, and secure permission from, MPSPM prior to Deep Linking to, or Framing, any part of this Website or the Content, or engaging in similar activities. Deep Linking to or Framing any part of this Website or the Content may only be carried out if you have obtained express prior written permission from MPSPM.

Responsibility for transmissions and use of Website

You are solely responsible for the content of any of your transmissions through this Website. Your use of this Website is subject to all applicable laws and regulations (whether having the force of law or not), and you agree that you shall: i. not use this Website, the Content or the Services for illegal purposes; ii. not interfere with or disrupt computer networks or systems connected to, supporting or hosting this Website; iii. comply with all regulations, policies and procedures of networks connected to or which may be hosting this Website.You cannot use this Website or the Services for transmitting any unlawful, harassing, libellious, abusive, threatening, harmful, vulgar, obscene or otherwise objectionable material of any kind or nature. You are also prohibited from transmitting any material that encourages conduct that could constitute a criminal offence, give rise to civil liability or otherwise violate any applicable law or regulation

You also may not take any action that imposes an unreasonable or disproportionately large load on this Website or the Services or its associated infrastructure (including any computers supporting this Website or the Services)

Links to other Websites

MPSPM makes no warranties about any other Website you may access directly or indirectly via this Website. Any such Website is independent from this Website, and MPSPM has no control over, or responsibility with respect to the information provided or activities undertaken by any such Website. A link between this Website and another Website does not mean that MPSPM endorses that Website. You should make your own independent decision regarding interactions or communications with any Website.

Forums/Messaging Services

In providing any electronic discussion forum, chat room, bulletin board or messaging service via this Website, MPSPM is acting only as a conduit for the expression by clients of MPSPM and/or members of the public, of opinions and/or information. MPSPM has no control over the opinions or information that may be transmitted or published via any such electronic discussion forum, chat room, bulletin board or messaging service and MPSPM disclaims all liability for all such opinions or information (whether expressed or implied).

Software

In order to access or use the Website, the Content or the Services, you may have to install certain computer programs or software plug-ins (such as java applets), which may be licensed or provided to you by third parties or by ourselves, into your computer system or other equipment (the "Software"). Where the Software is provided by MPSPM, MPSPM grants you a non-exclusive and non-transferable license to use the Software provided that you are permitted only to: (a) load the Software into and use it on a single computer which is under your control; and (b) use the Software for private and personal purposes only. Notwithstanding that we may state that the Software is necessary to access or use the Website, the Content or the Services, we make no warranty of merchantability, satisfactory quality or fitness for any particular purpose with respect to the Software or source of the Software, or that the Software or source of the Software is free of defects or computer virus.

Risks

Due to the nature of the Internet, you must acknowledge and accept the risks of the possibility of: (a) unauthorised copying, amendment, recording or reading of or interference with messages or this Website by third parties; (b) delay in or inability to access or use this Website due to any hardware, software, system or connection failure, error, omission, interruption, delay in transmission or computer virus; and (c) loss of data or information that may occur due to any cause whatsoever, including any failure of any electrical, electronic, computer, microprocessor, recording or communication system of MPSPM or any other party, and you release MPSPM from any claim which you may have as a result of your assuming such risks.

Governing Law and Jurisdiction

The Terms of Use is governed by and shall be construed in accordance with the laws of the Republic of Singapore and you hereby consent to submit to the non-exclusive jurisdiction of the Singapore Courts.

Wismaonline Privacy Policy

The following describes the privacy policy of Macquarie Pacific Star Property Management Pte Ltd ("MPSPM") for information received from or about you during visits to Wismaonline (the "Website").

The amount and type of information received depends on how you use the Website. MPSPM may collect and store information during normal Website usage such as the name of your internet access service provider, the other Websites that referred you to the Website, the pages you request, and the date and time of those requests.

MPSPM may use this information to generate statistics and measure site activity to improve the usefulness of customer visits.

During normal usage of the Website, MPSPM does not collect or store information that will individually identify you (such as name, mailing address, e-mail address or phone number).

However, MPSPM may request such information to provide you with a service or correspondence (such as the Online contest and promotional material). Such information (including your name, mailing address, e-mail address, type of request or other information) is collected, stored and used in a manner appropriate to the nature of your request and is used to fulfill it.

Information you provide to MPSPM is used to improve the services we provide you or for the development of its business and is not provided to any unrelated company for that company's independent use.

If you decide without request by MPSPM, to send it information that will identify you, for example in a message containing comments about this Website or otherwise, MPSPM will use such information to identify you but will not generally use it except to address or resolve the matter identified in your message. If MPSPM changes this privacy policy, the revised policy will be posted on the Website and only apply to data collected after the effective date of the revised policy. Your continued use of this Website following any new policy that is posted will be deemed your conclusive acceptance of the modified policy.

Please also do take note of the Terms of Use of the Website